Our Team
María Lorena Cummings Oberto
Founding Partner MLC & Co
María Lorena Cummings is a Panamanian lawyer and legal and compliance consultant with extensive experience advising clients on financial regulation, tax matters, anti-money laundering compliance, counter-terrorist financing, and corporate regulatory obligations in Panama.
She holds a Master's degree in Business Administration and Criminal Law, as well as a postgraduate qualification in Money Laundering Prevention from the University of Alcalá de Henares in Madrid. She has also completed specialized diplomas in taxation, anti-money laundering, forensic auditing, and financial crime compliance.
Her professional background combines private-sector advisory work with significant public-sector experience. She previously served as a legal advisor to Panama's Financial Analysis Unit, where she worked on regulatory and compliance matters affecting the financial, accounting, real estate, and legal sectors. This experience gives her a strong practical understanding of Panama's regulatory environment and the expectations placed on regulated entities.
She is a member of the Florida International Bankers Association and holds several professional certifications in anti-money laundering, fraud prevention, and financial crime compliance, including Certified Professional in Anti-Money Laundering, Certified Fraud Examiner, and ACFCS certification in financial crime prevention.
In addition, she is a national and international speaker on matters related to anti-money laundering, regulatory compliance, and counter-terrorist financing.
Her multidisciplinary background enables her to support international clients who require practical, reliable, and locally informed advice on doing business, managing regulatory risk, and meeting compliance obligations in Panama.
María Teresa Martínez-Neto
- Review of internal processes, with the respective reorganization and redesign of the same
- Design and implementation of Quality Management Programs
- Independent Assessment for Compliance with AML/CFT/FPDATM
Dídimo Oberto
He is a lawyer specializing in Immigration and Commercial Law
He has worked in prestigious local firms in the immigration field and as a Legal Advisor on Immigration matters in the public and private sectors
Areas of Practice: Immigration Law, Labor Law, and Corporate Law
Dr. Christoph Rojahn, Senior Consultant, MLC & Co
Dr. Christoph Rojahn specializes in international affairs, regulatory compliance, complex multi-jurisdictional investigations, and intelligence matters. Based in Panama and across the EMEA region, he brings extensive experience in complex, cross-border projects spanning multiple jurisdictions, regulatory frameworks, and law enforcement environments.
Dr. Rojahn has worked with regulatory and law enforcement bodies across numerous jurisdictions and has advised clients on sensitive matters involving regulatory non-compliance risk, internal investigations, fraud, bribery prevention, sanctions exposure, and reputational risk. He frequently collaborates with MLC & Co on projects requiring expertise in international investigations, strategic risk assessment, and practical knowledge of regulatory and law enforcement expectations beyond the Panamanian market.
His previous roles include global head of internal investigations at a Fortune 500 company, forensic partner at one of the Big Four audit and accounting firms in Frankfurt, Germany, and managing director of a global US risk management consultancy in Germany and Austria. In these roles, he has led and advised on high-risk investigations, compliance reviews, and risk mitigation projects for multinational companies, investors, law firms, and senior corporate decision-makers.
His work focuses on helping clients identify and manage legal, regulatory, operational, and reputational risks in international business activities.
He is the author of several books and a regular conference speaker on topics such as corporate investigations, anti-bribery compliance, financial crime risk, and the prevention and detection of misconduct in multinational organizations. Dr. Rojahn holds a law degree from the University of Oxford, a master's degree in International Studies from the University of Birmingham (United Kingdom), and a doctorate in Political Science from the University of Munich, and has completed several executive education programs at the Wharton Business School and INSEAD.
